Financial disclaimers

Estimates only. Not credit, not an offer, not advice.

EZ Qualifying does not approve loans or credit cards.
We do not access credit bureaus from these tools.
Assumed interest rates and terms are user-editable educational inputs, not promises of available pricing.
Guideline ratios (GDS/TDS, DTI, stress-test structure) summarize public educational/regulatory materials and can change; lenders may use different cuts.
Canada mortgage brokering is licensed (e.g. RECA in Alberta). REALTOR® licensing alone is not mortgage brokerage. US mortgage origination generally requires NMLS/state licensing. This site stays on the education side of that line.
RESPA and other rules can limit certain mortgage referral fee models in the US — production monetization needs legal review.