The Mortgage Pre Approval Checklist – Documents You Need To Apply For A Home Loan

The Mortgage Pre Approval Checklist  - Documents You Need To Apply For A Home Loan

Tom Mackrola is a mortgage loan orignator at Inlanta mortgage. In this video he discusses the mortgage pre approval checklist. The pre approval checklist lsts the documents you need to apply for a home loan.

These Documents are

•Copy of id

•Copy of s.s card

•30 days paystubs

•2 months bank statement

•Last 2 years tax return

•Last 2 years w2 forms or 1099 forms

•Bankruptcy documents if applicable

•Divorce decree if applicable

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— Tom Mackrola is a well-rounded professional with a background which includes real estate investing, mortgage lending and insurance sales. He aims to provide a real life insight into how to execute his proven strategies with manageable steps you can put into action right away. His specific goal is helping members of the gen x and millennial generations learn to create generational wealth through homeownership and real estate investing. Regardless of your level of experience in homeownership or real estate investing, Tommy aims to provide invaluable takeaways within his content, interactions, and events.

The moniker “Tommy Bagaloans” (pronounced Bag-A-Loans) stems from his days as the top producing home insurance sales agent. The office was an extremely competitive high volume sales environment a dry erase white board where all of the agents would keep tally of their daily sales. Tommy and his co worker Joe would often compete for the top sales spot in number of daily sales. Joe was very fast at answering the phone and would sometimes intercept Tommy’s customers and close them. As Joe would tally up “his sale” on the whiteboard Tommy would say “f#@kin’ Joey Bag- A-Sales! does it again. Eventually Tommy would start intercepting some of Joe’s sales and it became a tradition of friendly competition to refer to one another as “first name, Bag-A-Sales.”

Then one year around christmas the insurance agency owner changed the criteria for the end of the year bonus. This 11th hour switch up inspired Tommy to take his talents elsewhere. He transitioned to the home loan industry and has been doing mortgage sales ever since. When he called his friend Joe to tell him about his career change…Joe Answered the phone” Tommy Bag-A-Sales!” and Tommy said…”It ain’t Tommy Bag-a-sales any more” Its Tommy Bag-a-LOANS! —-

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The Mortgage Pre Approval Checklist – Documents You Need To Apply For A Home Loan